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Leading psychologist and financial commentator Palaian offers a tested, step-by-step guide to help people break the spending obsession by looking within.
Today, Americans are saving less, carrying larger debt loads, losing their homes to foreclosure, and filing bankruptcy in record numbers. Yet, people continue to spend more than they can afford.
The advice of financial planners only treats the symptoms of overspending. In Spent, Sally Palaian offers proven plans for taking on a range of personal issues with money by examining those underlying emotional, familial, and societal factors that trigger spending behaviors.
Spent teaches readers to control shopping, pay off debt, develop budgets, and become financially competent through:
– easy-to-use assessment tools designed to pinpoint the severity of a problem
– questionnaires that facilitate the exploration of the root causes of unhealthy financial behaviors
– user-friendly exercises created to influence change from within
Palaian’s system for financial recovery is also designed to help hoarders, financial codependents, and underachievers attain lasting, positive change and a healthy view of one’s true value in life.
Palaian has spoken about financial disorders for various therapy associations and has served as an expert in the media on mental disorders and spending, most recently for MSN Money.
Publisher : Hazelden Publishing; Illustrated edition (March 25 2009)
Language : English
Paperback : 240 pages
ISBN-10 : 1592856993
ISBN-13 : 978-1592856992
Item weight : 490 g
Dimensions : 18.8 x 1.78 x 23.62 cm
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Budgeting & Personal Finance Tools
Spent: Break the Buying Obsession and Discover Your True Worth
$24.95
11 reviews for Spent: Break the Buying Obsession and Discover Your True Worth
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Jay Jackman –
Helpful
Very insightful.
Carrie Bryant –
Book
Great book but I’m still shopping lol
Amazon Customer –
Super informative
I really loved this book! I was searching for something to do with spending addictions, as I am one who struggles hard with spending habits. The information she talks about in the book is so helpful! I found a lot of clarity and understanding as to why and how this progresses and the signs to be aware of and the effects it has on relationships, etc. Thank you so much for this great tool!!!
Susan –
Break The Buying Obsession
I chose this rating because the author has helped me realize how to control my impulse shopping, manage my money and use my money to enrich my life, follow my dreams and not spend money on “stuff” which doesn’t even last as long as the debt I incur when buying it on credit.
An Honest Reviewer –
*** WOW ***
FINALLY!!! A COMMON SENSE approach to managing one’s personal finances. Well, a sensible approach, anyway. The advise the author gives in this book is not that common, but VERY sound. (As a licensed financial advisor in one of Canada’s provinces, my opinion on this book is valuable!) Most personal finance money management books that I’ve read harold the idea of spending what money you have left, be it ever so little, and going into business for yourself. FEW of those books caution you of the dangers of owning a business that is NOT ABLE to support you with regular income. This book takes a fresh approach, and cautions the reader of the dangers of going into business for one’s self, with little to no finacial support from elsewhere, while the business grows. The author also does something else that is unique, something I’ve never seen in a financial “fitness” manual before. She addresses problematic relationship dynamics that cause money problems. Afterwards, she makes numerous suggestions on what to do about your finances if they’ve become a problem. And how to not let them become a problem again! Furthermore, she treats the reader with dignity, respect & compassion. This is essential for such a personal topic as cash. Her compassionate, non-judgemental attitude causes her to refreshingly admit that some people cash struggle simply because they DON’T make enough money, and NOT necessarily ONLY from over spending. Very unique yet easy to understand writing style simplifies money management and gives reader hope. But be warned. This book is an eye-opener of an eye-opener of an eye-opener on managing one’s personal finances. And it requires the reader to be honest with one’s self. Brutally honest. Lastly your perhaps altruistic views of your own and other’s money/relationship skill is CHALLENGED!
Pepito –
Taché à l’arrivée
Probablement un bon livre, mais arrivé complètement taché sur une centaine de pages.
leftylou –
I really got a lot out of this book. It is well-written and very informative. I’m looking forward to buckling down this weekend with the worksheets and all my financial papers I have gathered during the week and start on the exercises. Truthfully, my only complaint is that the worksheets in the e-book version are terribly blurry. Fortunately, when I printed the PDF available in a link, everything was crystal clear. There are a LOT of books out there on this subject, but this one is well worth your time and attention.
Taantawan –
The book gives strategies to address over spending . For the first time I feel empowered re my finances .
Skye –
One of the best investments I’ve made to date, an eye opener and a practical guide for those who have problems with financial literacy or spending. Easy to read, and easy to follow worksheets to set you on a path of recovery, with excellent suggestions on where else to seek support for money addiction recovery. Well worth the read for any level of money or spending issues.
Mfiona –
I haven’t finished this book yet; but it has already reduced my stress and anxiety about how I look at money and changed my spending habits. This book makes you think about how you and your and your families relationship with money. If you are completely honest with the questions that are asked and really take a hard and fast look at yourself and your life it can really help. For me I found out that since I was small I usually got my sisters clothes and never really had anything new. My older sister and brother received new things and I received what fit me from them. My reaction to that was in giving myself what I wanted as an adult whether I really could afford it or not. Hence the constant paying off and rebuilding debt on credit cards. The hard part for me is the anxiety. I also realized that since I have several people that are constant borrowers of money from me I would try and get rid of my paycheck as fast as possible so they couldn’t borrow from me, not realizing that was the reason. Now that I have taken a good look at myself, my anxiety and stress is so much better. I still have to stop myself from emptying my accounts by paying my bills early whether they are due yet or not. That anxiety may take awhile yet to stop completely, but as I just purchased this book less than 2 weeks ago and I am so happy with where I am already in my thinking. When I am done with the book I may still speak to a therapist just to make sure I can stick with the progress I have made so far, but I am so encouraged on the change in my outlook on money and spending and my thoughts on buying unnecessary thing just from this book. I hope it helps you as well!
IndigoMoon –
Enjoying and finding very useful