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Feeling stuck in your occupational therapy career? Overwhelmed by student loans, stagnant pay, and mounting productivity demands? Financial Freedom for OTs is your step-by-step guide to breaking free from burnout and building wealth—on your terms.
“Doug takes us beyond theory into practice, redefining financial security as an essential ADL in language that fits seamlessly into the Occupational Therapy Practice Framework. . . This book reads like an OT manual, yet it breaks down the long-standing taboo of discussing money and prepares us for success from day one in the field”
– Alyson D. Stover, MOT, JD, OTR/L, BCP, Served as President of AOTA 2022 – 2025, Founder & COO, Capable Kids, Associate Professor, University of Pittsburgh, Department of Occupational Therapy
Doug Vestal, Ph.D., combines decades of financial expertise with personal experience as a business coach and OT private practice co-owner to deliver tailored strategies for OTs to eliminate debt, grow income, and create lasting financial security.
In this book, you’ll learn how to:
Overcome limiting beliefs about money.Payoff your OT student loan debt quickly.Maximize your retirement savings and investing on an OT salaryMaximize your earnings and secure your future.Design a career and life filled with freedom and joy.
Don’t settle for less. Reclaim control, reduce stress, and create the life you deserve.
Click “Add to Cart” and start building your financial freedom today!
From the Publisher

Freedom of Practice
Do You Have Occupational Choice?
When my wife and I started her private pay OT practice, we had no idea how much it would change our lives. What began as a way to escape burnout turned into a thriving business that gave us treatment freedom, time with our family, and the chance to serve clients in a way that truly mattered.
Now, through Freedom of Practice, I help other OTs do the same—build practices that align with their values, provide exceptional care, and give them the freedom to choose how and where they work.

About the Author
Doug Vestal, Ph.D., helps OTs achieve freedom through private pay practices. A former Wall Street executive, he co-founded The Functional Pelvis and has over a decade of experience guiding OTs in business. He holds a Master’s in Financial Mathematics and a Ph.D. in Applied Probability.

Financial Freedom for OTs
Feeling stuck in your OT career?
Financial Freedom for OTs is your step-by-step guide to escaping burnout, eliminating debt, and building wealth. Doug Vestal, Ph.D., combines financial expertise with real OT business experience to help you pay off student loans, maximize earnings, and secure your future.
Don’t settle for less—take control of your finances and create the life you deserve!

Private Pay MBA
Step into a practice model that gives you more control, more time, and more freedom to care for your clients the way they deserve.
Private Pay MBA equips occupational therapists with the tools and strategies to create thriving private pay practices, free from the limitations of insurance. With clear guidance and actionable steps, you’ll gain the confidence to build a business that aligns with your values and goals—on your terms.
Praise for “Financial Freedom for OTs”

Alyson D. Stover. MOT, JD, OTR/L, BCP
“I’m excited to finally have a concrete, effective plan to help not only keep occupational therapy professionals in the field, but also recruit the next generation of life changers. . . Doug takes us beyond theory into practice, redefining financial security as an essential ADL in language that fits seamlessly into the Occupational Therapy Practice Framework. He applies our own mindfulness techniques to strip away the shame and guilt tied to ‘money talk’ and empowers OT professionals to achieve financial freedom with clarity and confidence. This book reads like an OT manual, yet it breaks down the long-standing issue of discussing money and prepares us for success from day one in the field.”

Sarah Lyon, OTR/L, CEO OT Potential
“Money underlies all of our ADLs and iADLs. So, if we want to meet our ideal of holistically problem-solving with our clients, we need to become more financially savvy. And, this begins with YOUR OWN finances. Thank you to Doug, for showing us the way.”

Ashley Hobson, DSc, MOT, OTR/L
“This book is exceptional! It is going to be the primary textbook for my Leadership and Management course. Doug does an amazing job of taking intimidating financial concepts and teaching them in a not only digestible, but enjoyable way. The skills developed through reading this book can change the life trajectory for occupational therapy professionals and students. This book covers the financial concepts everyone should understand, but all of the information is tailored to the occupational therapy provider. It is the comprehensive financial resource that all occupational therapy students and professionals need!”

Zesarae Bodie, OTD, MPH, OTR/L
“This book is a quick and easy read, yet it delivers invaluable insights that I wish I had learned early on. It provides financial knowledge tailored for both current and aspiring OTPs, making it an essential resource for anyone beginning their OT journey or anyone striving for long-term financial stability.”

Sarah S. Sidar, PP-OTD, OTR/L, BCB-PMD
“This book offers OTs a thoughtful approach to financial independence. It beautifully connects the skills necessary for financial well-being to our amazing OT skill set, and is valuable for students, new grads, and experienced practitioners alike. This book takes the confusion out of an intimidating topic, empowering therapists to thrive both professionally and financially.”

Pamela Hess, OTD, OTR, DipACLM, PMH-CTR/L, BCPR
“This book is a transformative resource for occupational therapy practitioners (OTP) who want to enhance their financial management skills. Doug brilliantly unpacks deep-rooted money behaviors using a trauma-informed care approach while delivering simple, actionable strategies to build lasting wealth. Practical and refreshingly straightforward, this book is the blueprint for financial security. It equips OTPs and anyone to make intentional, sustainable money decisions, prioritizing their present and future professional and personal well-being.”

Tina M. Sauber, OTD, OTR/L, BCPR
“Financial Freedom for OTs is not just a book—it’s a blueprint for empowerment, showing occupational therapists how to take control of their finances, build wealth, and create a career that aligns with their values and aspirations.”
ASIN : B0DWQBZQRJ
Publisher : Freedom of Practice; 1st edition (Feb. 28 2025)
Language : English
File size : 2.4 MB
Simultaneous device usage : Unlimited
Text-to-Speech : Enabled
Screen Reader : Supported
Enhanced typesetting : Enabled
X-Ray : Not Enabled
Word Wise : Enabled
Print length : 284 pages
Page numbers source ISBN : B0DYCG2QSL
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Erin W. –
When I first picked up Financial Freedom for OTs, I wasn’t sure what to expect. Like many occupational therapists, I got into this field because I wanted to help people, not get rich—but over time, I started to realize how much financial stress was controlling my life. Student loans, low salaries, high productivity demands—it felt like I was constantly treading water.Then I read this book, and it completely changed how I see money, my career, and my future.Doug Vestal does something most finance books don’t—he speaks directly to OTs like us, who love what we do but often feel stuck financially. Instead of generic money advice, he provides a clear, step-by-step guide tailored specifically to the real financial struggles and opportunities OTs face.What Makes This Book So Powerful:- It shifts how you see wealth – This book helped me realize that financial freedom isn’t about greed—it’s about choices. It’s about having the freedom to work on my terms, drop to part-time without stress, take guilt-free vacations, or even retire early if I want to.- It breaks down financial independence into simple, actionable steps – I used to think wealth was for people in higher-paying professions, but Doug Vestal proves that OTs can achieve financial security by following three core principles: earning wisely, saving aggressively, and investing smartly.- The “Freedom Number” exercise is life-changing – For the first time, I sat down and calculated exactly how much I needed to reach financial independence. Instead of feeling overwhelmed, I felt empowered—like I had a roadmap to finally break free from paycheck-to-paycheck living.- It tackles money mindset and limiting beliefs – I didn’t even realize how much money trauma from my past was holding me back. This book helped me reframe my relationship with money and let go of the guilt I felt around wanting to earn more.- It gives OTs real options to increase income without burnout – From private pay practice to PRN work to negotiating higher salaries, I learned strategies that are actually realistic for OTs—not just generic “side hustle” ideas.My biggest takeaway is this book is about more than money.Halfway through the book, I had an aha moment—this isn’t just about making more money; it’s about taking back control of my life. The financial stress that had been keeping me up at night, the resentment I felt about being underpaid, the fear of never being able to retire—this book gave me the tools to change all of that.If you’re an OT feeling stuck, overworked, or financially stressed—this book is a must-read. It’s not just inspiring; it’s practical, empowering, and life-changing.I wish I had read this years ago, but I’m so grateful I read it now. If you’re ready to take control of your finances, your career, and your future, don’t wait. Start today. Your future self will thank you.