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“Budget” – it’s a meager little word, one that all too often comes after “tight”…
Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. “Budget” brings to mind rationing, a kind of money diet.
If you’re like many people, budgeting is something you do with a kind of deflated spirit: budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach.
This book will try a different approach to budgeting altogether…
This book will offer an expanded notion of what it means to budget. We’ll look at how money is not the only resource that needs to be managed, and a “life budget” that acknowledges your emotional, behavioral, social and even spiritual capital is more likely to lead to smarter decisions.
We’ll explore shopping and spending habits, identify problem areas, think about debt and make achievable goals for home, work and more. We’ll look at concrete ways to put some of these principles into action, and look at resources that will keep you focused and motivated.
At the same time, this book is also about the philosophy of minimalism, not thriftiness. If you can pair your budget plan with a more nuanced understanding of your relationship with money and how it ties into how you want to live, the changes you make will be more authentic and longer lasting.
Minimalism is not about doing with less than you need. Rather, it’s about finding what you need and fulfilling that need exactly, without excess. It’s a subtle and easily overlooked point: to have exactly enough is not suffering. Budgeting is therefore about understanding what you need to have enough, and how best you can allocate your resources to that end.
Life is short. Money and material things can make our time on this earth better, and they can help us move closer to what we find meaningful and worthwhile. But they are not meaningful and worthwhile in themselves.
Money is a tool and how we spend it is an expression of our values and what we think is important.
How much would you pay for peace of mind and the calm you get from knowing you are living well? How much of your life do you give away when you work? Of all your expenses, have you remembered to include the time you waste stressing about money?
These may seem like vague or overly philosophical questions, but they get to the root of how we earn, spend and think of money. Once we understand these roots, our efforts to save here and there not only become easier, they become more meaningful.
ASIN : B00M6Z5B06
Language : English
File size : 21.7 MB
Simultaneous device usage : Unlimited
Text-to-Speech : Enabled
Screen Reader : Supported
Enhanced typesetting : Enabled
X-Ray : Enabled
Word Wise : Enabled
Print length : 81 pages
Customers say
Customers find the book easy to read and interesting, providing useful tips on budgeting and time management. They appreciate the value of money and time. However, opinions differ on the simplicity – some find it good at showing the reasons for minimalist living, while others consider it too basic and boring.
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Margaret Donovan –
Worth the time it takes to read
I really liked that the focus was not just on money, but included the value of your time and knowing what is important in terms of relationships, possessions and lifestyle.
DAWN –
Budgeting
Interesting read, gives you plenty to think about. To plan, set your goals, follow through without really struggling hard and come out better person with money.
Amazon Customer –
Good tips
It wasn’t what I was expecting. I was hoping to show me how to create a budget. Great tips on budgeting time and whatnot, just not what I was hoping for though
Caroline –
Love this book!
A good way to see how to use money to be happier and choose what its most valuable for us! I like the vision of the author and it makes us think about what its important to us and that we should use that valuation to choose what part of budget to allocate to things in our life! Great book, i recommand it to everyone 🙂
Patricia Colford –
Good book
This book rings more true for me than regular budget books. What is important to a person has value and I like how this book takes that into account.
Suzette O’Donnell –
Reality isn’t the e enemy!
Really enjoying the eBook. Makes me feel like maybe I can save time and money ~ feel free to make decisions about how to use not only my money better but my spaces and time.100% worth the purchase.
Keekles –
Too basic
Very basic and common sense guidelines for saving money and living a minimalist lifestyle. Not sure why there were so many 5 star reviews. I am wondering if the author or friends of the author wrote those? A lot of advice was also not correct, according to research. For example, the book recommend using credit cards and debit cards and not cash as a way to reduce spending and the research clearly shows that using cards increases spending by 20-50%. Ironically, this book on saving money has caused me to waste money by buying it. I would get a refund if I could, but it was a Kindle book.
neoarn –
Good book
I though the book was good at showing the why in minimalism. I thought it should have a little more on the action steps. Good overall as it changed the reasons for minimalism.
kwadzana –
Let me just start off by saying that this is not the first book I’ve read by this author, I’ve read another one as well that addressed minimalism in a somewhat broader context. Even though both books cling to the same general topic, they do vary greatly on where they put their emphasis. I very much enjoyed the other book (which is one of the main reasons I decided to get this book as well), but this one is probably my favorite. The reason for this is very much tied to what my current life situation looks like at the moment.Granted, this is not a 300+ page book, but one thing is for sure, every sentence counts. I’ve read quite a few books on the topic but this book really offers an expanded notion of what it means to budget. Written in a clear, lucid and easily digestible manner, it offers countless, very specific suggestions for saving money in numerous areas of our lives, all the while keeping things in perspective. So if the idea of a minimalist lifestyle appeals to you, you will appreciate this book immensely.All in all, this book is a practical take-action-guide to help you gain control of your spending and save money. There are so many helpful tips I don’t really know where begin.Not only have I learned a wide array of useful tips and ideas on how to save more money (like debt, shopping and spending habits, how to identify problem areas, make achievable goals for work, home, etc.), but I have also learned a great deal about myself; what I truly need and value in order to live a better life – a more meaningful and fulfilling life.And this is really what I love most about this book; the fact that it showed me how I can go about creating a minimalist budget in a way that still allows me to fully enjoy the minimalist lifestyle. It’s really all about perception and tuning in to our core being; our deepest and most authentic needs and values.Budget wise, just a few deliberate changes in our spending habits really can make an enormous difference. I really loved the whole budget framework near the end of the book (how to create your own budget, 1 week to 6 months and beyond). As of right now, I’m in the process of applying it to my current life situation.To paraphrase the author: Money is not the only resource that needs to be managed. A true “life budget”, a budget that allows us to budget our life to meet our needs instead of the reported needs of a materialistic world, is one that acknowledges the emotional, behavioral, social and even spiritual side of ourselves.I couldn’t agree more, and this book served as a wonderful reminder of that fact. Thank you!
Jay –
This book is short and simple but it provides such profound ideas about budgeting your money and very time on earth that it feels large, detailed and significant.I was looking for a general book with tips on living more cheaply but the author makes you ask – why do I want more money, and will it actually align with getting what I want out of life?Whatever your income or expenses, I’d recommend this book to anyone who wants to get behind the issues surrounding money and anyone who wants to consider why, even if you’re mostly financially stable, they might not feel satisfied with where all their money is going. For the price, it’s definitely worth giving it a go, and anyone will find useful and profound ideas on changing their budget for a happier life and better use of money.
Kindle Customer –
This is such an excellent book! It delivers so much more than I expected. It is, as its author says ‘a life budget’ – matching our needs with our actions.It is well written – I started reading it late at night and didn’t stop until I had finished it. Most unusually for a non-fiction book it consistently holds one’s attention. It is full of good things – presented in an engaging way and I recommend it highly.
Romy Quis –
Worth reading. Suits everyone who aims for a minimalist life style.
J. Weston –
Good start for your basic budgeting. I like that the author makes it clear that money or lack thereof does not define you no matter what US society says.Enjoyed the step by step process given. The chapter on how to put it all together was very useful.I will seek out some of the author’s more advanced books on finances.